In a meeting last week workers were told those hired after Jan. 1 2014 will get a less secure defined contribution pension plan while those working full time now – the last hire was in July – get a better paying defined benefit plan.

A defined contribution plan does not guarantee what it will pay on retirement, only what is paid into it. A defined benefit plan states exactly what a worker will get.

Unifor pensions cannot be changed without workers agreeing to it.

Toyota’s new two-tiered pension plan, and a bonus offer of up to $500 to be paid in January, has ignited heated discussion among Toyota Motor Manufacturing Canada workers

Here are just some of your words posted on social media sites:

 “Messing with pensions has definitely been one of our biggest fears and now they are meddling.  I can’t count on them to protect my pension. We also have an insurance policy that would pay our spousal benefits for 10 years after we die.  I want to know that my spouse is protected for the rest of their lives not 10 years.”

“This is how easy it is to change your pension… as of yesterday about 1/3rd of the employees at TMMC (contracts) had the hope of getting into the Defined Benefit pension when they got hired on. With a few words and probably less then 5 minutes of explanation now we don’t. It’s that easy. Full timers have exactly the same kind of protection from these kinds of changes as we contracts do…absolutely no protection at all.”

“Two-tier pension is their warning. Two-tier wages is next. I’m ready to vote.”

“Anyone with a defined benefit plan can also see cuts in the future, any time. Thanks for putting this out Toyota.”

“Wake up fence sitters, we need each other for any hope of protection.”

“This campaign isn’t about trying to match what D3 has – it is about stopping TMMC from taking more away, and start to improve on what we have but more importantly – it is to stop mistreatment, harassment, improve ergonomic and safety concerns, and about fair treatment and having a voice in our future.”

“If we can get you $500 standing out here how much more can we get at the table?”